ONE LINER OF THE DAY 21st SEP 2019

1.Royal Bank of Scotland named Alison Rose as its new chief executive. She will be the 1st woman to lead the bank. Currently, she is the deputy head of RBS group’s Natwest Holdings retail & commercial banking division. She will replace Ross McEwan on Nov 1.McEwan to become the Chief Executive at National Australian Bank.

2.International Day of Peace is celebrated on September 21 to encourage people about worldwide peace which can be achieved by focusing and understanding the factors of climate change. The theme is ‘Climate Action for Peace’.The day was established by the UN resolution in 1981.

3.Nasscom's Data Security Council of India has collaborated with MeitY & Google India to launch a nationwide awareness campaign 'Digital Payment Abhiyan'. The campaign will educate end-users on the benefits of making digital payments.The pan-India campaign has crafted in seven languages.

4.Telangana govt has decided to declare 2020 as Artificial Intelligence year. NASSCOM is setting up a Centre of Excellence in Data Sciences & AI, which is expected to start its activities in 2020.NITI Aayog issued National Strategy for Artificial Intelligence.

5.Ayushman Bharat – PMJAY has partnered with Ola to extend the welfare to its drivers. The partnership will provide comprehensive health insurance for secondary & tertiary care to the drivers working with the cab aggregator and their families.The pilot project of OLA & AB-PMJAY will be conducted in NCR.

6.Ministry of Railways signed a Memorandum of Understanding with Government of Odisha for development of Bhubaneswar station as Multi-Model Transport Hub in New Delhi. The multi-modal Hub expected to be completed in three years.The Multi Modal hub could be a first-of-its-kind in the country.

7.Bajrang Punia defeated Mongolia's Tulga Ochir in the bronze medal match of 65kg freestyle category at Wrestling World Championships in Nur-Sultan. Ravi Kumar Dahiya defeated Reza Atrinagharchi of Iran to win a bronze medal in the 57kg freestyle.Bajrang Punia now has 3 World Championships medals.

.8.Sebi set up a 15-member expert panel to make recommendations on setting up so-called social stock exchanges in the country. These exchanges allow companies operating in sectors such as health, environment and transportation to raise risk capital.The working group will be headed by Ishaat Hussain.

9.The Indian football team slipped a place to 104th position in the latest FIFA rankings. Belgium holds the top position, while France have surpassed Brazil to reach the second spot. Oman gained three places to 84th spot, following their 2-1 win over India.

10.Tunisia’s former president Zine El Abidine Ben Ali died at the age of 83. He ruled Tunisia b/w 1987 & 2011.

ONE LINER OF THE DAY 20th SEP 2019

1.Government has appointed Air Marshal RKS Bhadauria as the new chief of Indian Air Force to serve for a 3-year term or till the age of 62. He is the current Vice-chief of Air Staff & takes over the post from his predecessor BS Dhanoa.He was appointed honorary Aide De Campe to President of India.

2.Vinesh Phogat defeated 2-time world bronze medalist Maria Prevolaraki of Greece by fall in the bronze medal bout of 53 kg freestyle event. She is only the fourth Indian female wrestler to win a medal at the tournament held in Nur-Sultan, Kazakhstan.She became 1st wrestler under Olympic quota for Tokyo 2020.

3.Moti Bagh, a documentary film directed by Nirmal Chander Dandriyal, based on the struggle of a farmer in a remote Himalayan village, has been nominated for the Oscars, announced by Uttarakhand CM Trivendra Singh Rawat.92nd Academy Awards 2020 to be held in LA, California.

4.Ministry of Skill Development has signed an agreement with IBM where the latter will carry out a nationwide Train-the-Trainer in Basic Artificial Intelligence Skills. IBM aims to train 10K faculty members from ITIs across the country over a period of 1 yr.Minister of SD&E: Dr. Mahendra Nath Pandey.

5.Govt slashed effective corporate tax to 25.17% for domestic companies subject to the condition that they will not avail any other incentive or exemptions. In effect, the corporate tax will be 22% for domestic companies if they do not avail any concession.Tax for new manufacturing companies (after Oct 1) to be 17.01%.

6.National Geoscience Awards 2018 for outstanding contributions across 10 fields including geosciences, mining and allied areas were presented to 22 scientists from across the country by Minister of Parliamentary Affairs, Coal and Mines, Pralhad Joshi.National Mineral Policy 2019 aims 200% mineral growth in 7 yrs.

7.PMMVY scheme crossed 1 crore beneficiaries, under which Pregnant Women & Lactating Mothers receive a cash benefit of Rs. 5,000 in 3 installments on fulfilling the conditionality. Total amount disbursed under the scheme has crossed Rs. 4,000 crores.Minister of Women & Child Development: Smriti Irani.

8.Ministry of Labour and Employment has notified 8.65% rate of interest on EPF deposits for its over 6 crore subscribers. EPFO has been settling EPF withdrawal claims at 8.55% interest rate, approved for 2017-18.Central Provident Fund Commissioner: S Barthwal.

9.FM announced that all scheduled banks will hold gatherings in a total of 400 districts, where customers can come & take any type of loan they want from the banks & NBFCs partnering with them. No MSME stressed loan to be classified as NPA until March 2020.Minister of State for Finance: Anurag Thakur.

10.Mazagon Dock Shipbuilders Ltd delivered 2nd Scorpene submarine ‘KHANDERI’ to Indian Navy at an event held in Mumbai. It is named after the wide snouted Saw fish, a deadly sea predator of the Indian Ocean. 1st Khanderi was commissioned into Navy in 1968.KARANJ & VELA are scorpenes under construction currently

ONE LINER OF THE DAY 19th SEP 2019

1.Maharashtra government has decided to set up ‘Swachh Bharat World University’ in Wardha to mark Mahatma Gandhi’s 150th birth anniversary. The University will focus on research studies in sanitation, cleanliness and environment.Maharashtra Governor - Bhagat Singh Koshyari.

2.Delhi Police has launched a newly integrated one-touch mobile app 'Tatpar' to provide safety & a convenient online mode on 24x7 basis to its citizen. With this app, people can share information to police about a suspicious vehicle or person or of a crime.Tatpar app includes an SOS button for urgent police assistance.

3.As per the RBI's data, UAE, UK & US were the largest investors together accounting for one-third of the MF units held by non-residents. UAE (16%) is in the 1st spot in the investments by non-residents in MF units followed by the USA (9.6%).UAE invested ₹ 14979 Crore in Indian Mutual Funds.

4.Kerala has inked a memorandum of understanding with the Maldives to strengthen cancer care in the island nation. The state health department and RCC would also provide support in setting up cancer care centres in the Maldives.Maldives President - Ibrahim Mohamed Solih.

5.Former India all-rounder Dinesh Mongia announced his retirement from all forms of cricket. He is best known for being chosen over VVS Laxman in the team that finished runner-up in ICC World Cup 2003 in South Africa. He made his U-19 debut for Punjab (1995).

6.Rajnath Singh has become the 1st defence minister to fly in the indigenously built light combat aircraft. He flew in the Tejas fighter aircraft from HAL airport, Bengaluru. He was accompanied by Air Vice Marshal N Tiwari, Project Director, ADA in Bengaluru.

7.The Board of Indian Bank has given in-principle approval for the merger of Allahabad Bank with itself. It is also cleared the proposed infusion of capital by the government up to ₹ 5000 Crore in the bank by way of preferential issue of shares.HQ of Indian Bank – Chennai; HQ of Allahabad Bank – Kolkata.

8.ZestMoney has partnered with PayU to offer the convenience of the Cardless EMI payment option to consumers & increase overall conversions. The lender aims to provide loans of amount starting at ₹ 1000 & going up to ₹ 5 Lakh as per the need of the customer.CEO of ZestMoney – Lizzie Chapman.

9.As per the data from Union Nations Dept of Economic & Social Affairs, India has emerged as the leading country of origin for immigrants followed by Mexico. European region (82 mn) hosted the highest number of immigrants, followed by North America (59 mn).Bangladesh - leading country of origin for migrants in India.

10.Veteran Kerala actor Sathar passed away at the age of 67. He has acted in more than 300 films including Tamil and Telugu films. He made his debut in the Malayalam movie Bharyaye Aavashyamundu directed by M. Krishnan Nair in 1975.

ONE LINER OF THE DAY 18th SEP 2019

1.Swedish environmental activist Greta Thunberg and the Fridays for Future youth movement received Amnesty International’s ‘Ambassadors of Conscience’ award for their work highlighting the need for urgent action to avert climate disaster.She has been protesting for climate protection.

2.Asian Development Bank President, Takehiko Nakao has announced his resignation which will be effective from January 16 next year. During his tenure, he expanded the operations of the funding agency from USD 14 bn in 2013 to USD 22 bn in 2018.

3.Defence minister Rajnath Singh stated that India will achieve 26 Billion dollars Defence Industry by 2025. Defence sector has been identified as one of the most prominent sectors under Make in India initiative to realize 5 trillion-dollar Economy by 2024.India aims to develop 25 Defence Specific AI products by 2024.

4.Govt has waived 3-year lock-in period on investments made by non-residents in infrastructure debt funds, to promote funding in the infrastructure sector. The amendments in the tax laws were made to provide an exemption from income tax to IDFs in 2011.IDF - Investments which accelerates the flow of long-term debt.

5.Airtel Payments Bank has launched Bharosa savings account services, designed for deepening the financial inclusion in India. SB account would offer ₹ 5 L personal accident insurance on maintaining balance of ₹ 500 along with one debit transaction per month.Airtel Payments Bank HQ – New Delhi.

6.The trilateral naval exercise ‘SITMEX’ b/w India, Singapore & Thailand commenced at Port Blair. It is aimed at bolstering the maritime inter-relationships between the countries & contributing to enhancing the overall maritime security in the region.Bold Kurukshetra is an army exercise b/w India and Singapore.

7.Researchers from IIT Kharagpur have developed an approach of generating electricity from drying clothes in the natural ambiance by utilizing tiny channels in the cellulose-based fabric network woven traditionally.Stored energy is enough to glow white LED for more than 1 hour.

8.ISRO inked MoUs with DRDO for development of human-centric systems for the Gaganyaan project. Space food, space crew health monitoring & emergency survival kit, radiation measurement & protection, parachutes for safe recovery are to be provided by DRDO.DRDO Chairman - Dr. G Satheesh Reddy.

9.Indian Air Force has flight-tested air-to-air missile Astra off the coast of Odisha. It was launched from a Sukhoi Su-30 MKI combat aircraft as a part of User trials. It was tracked using radars, electro-optical tracking sensors & struck its target.Indian Air Force Chief – Birender Singh Dhanoa.

10.Cokie Roberts has died at the age of 75. She worked in radio and at CBS News and PBS before joining ABC News in 1988.

ONE LINER OF THE DAY 17th SEP 2019

1.Cognizant Technology Solutions has appointed Ramkumar Ramamoorthy as chairman and managing director of Cognizant India and head of India Operations. He has played a leading role in developing many of their India-based portfolios.Cognizant CEO- Brian Humphries.

2.Wing Commander Anjali Singh has become India's first female military diplomat to be posted in any of the Indian missions abroad. She has joined the Indian Embassy in Russia as the Deputy Air Attache.She is trained on MiG-29 fighter aircraft.

3.GoI launched a steel import monitoring system (SIMS) to provide advance information about steel imports to various stakeholders including producers and importers to have effective policy interventions.Minister of Commerce and Industry -Piyush Goyal.

4.Visa, a global leader in payments technology, and BillDesk, leader in the Indian payments business, have partnered to roll out of SI-Hub, a seamless and secure way to make recurring payments using cards with a one-time enrollment.T.R. Ramachandran, Visa's India and South Asia head.

5.Sunil Paliwal, a 1993 batch Tamil Nadu Cadre IAS Officer,took charge as Chairman-cum-Managing Director of Kamarajar Port Ltd. Before this, he was Tamil Nadu Labour and Employment Secretary.

6.Defence PSU BEML Ltd and Wipro Infrastructure Engineering (WIN) have signed an MoU to work together in the areas of aerospace, industrial automation, 3-D printing, artificial intelligence and hydraulic system engineering.

7.Tata Power Renewable Energy Ltd (TPREL) has commissioned a 150 MW solar capacity in Pokharan, Rajasthan. With this TRPEL has increased its renewable capacity to 2,628 MW. Tata Power is developing 500 MW of renewable capacity across the country.

8.Export Guarantee Corporation of India (ECGC) has launched a new scheme called ‘Nirvik’ under which up to 90% of the principal and interest will be covered under insurance. Both pre and post shipment credit will also be covered under the new scheme.ECGC HQs, Mumbai, Maharashtra.

9.Export Guarantee Corporation of India (ECGC) has launched a new scheme called ‘Nirvik’ under which up to 90% of the principal and interest will be covered under insurance. Both pre and post shipment credit will also be covered under the new scheme.ECGC HQs, Mumbai, Maharashtra.

10.Global consumer goods firm Unilever achieved 100% renewable electricity usage at its offices, factories and other facilities across five continents in line with its target to become a carbon neutral company by 2030.

ONE LINER OF THE DAY 16th SEP 2019

1.World Ozone Day is observed on September 16 every year to spread awareness among people about the depletion of the Ozone layer and search possible solutions to preserve it. The theme of World Ozone Day is ‘32 years and Healing’.

2.FM Nirmala Sitharaman has announced a set of measures worth around ₹ 70000 Cr to boost exports & housing sector. FM also announced that the Export Credit Guarantee Corporation (ECGC) will expand the scope of export credit insurance service (ECIS).Finance Secretary – Rajiv Kumar.

3.In Badminton, Sourabh Verma clinched the Vietnam Open Super 100 title. He defeated China’s Sun Fei Xiang in Men’s Singles at the Ho Chi Minh City. He had won the Hyderabad Open and Slovenian International in 2019.

4.National Health Authority and Insurance Regulatory and Development Authority of India have launched a report recommending best practices, common standards, collaborative measures and IT framework for data standardization and to check frauds.

5.Rajasthan government launched the ‘Jan Soochna Portal’ for quick access to information on government departments. Rajasthan becomes the first state in the country to provide information about a dozen departments on a single platform.Chief Minister of Rajasthan - Ashok Gehlot.

6.World Bank has agreed to sanction ₹ 3000 Cr for the Ministry of Food Processing for financing mini & mega food parks across the country. The budget allocation for the ministry should be raised from the current level of ₹ 1400 Cr to boost the sector.Rameswar Teli - Minister of State for Food Processing Industries.

7.Pankaj Advani has clinched a record 22nd world titles by winning a fourth straight final in the 150-up format at the IBSF World Billiards Championship in Myanmar. He defeated Nay Thway of Myanmar. It is his fifth title in the last six years.

8.In Tripura, the 3-day long traditional Neermahal Jal Utsav concluded with eye-catching boat race & swimming competitions at Rudrasagar lake. Neermahal is a water palace built at the middle of Rudrasagar lake by Maharaja Bir Bikram Kishore Manikya in 1930.

9.Indian shuttler Kaushal Dharmamer clinched the Myanmar International Series in men's singles at Yangon. He defeated Indonesia's Karono Karono in the final. He had won the Hatzor International in October 2018.

10.Film editor Sanjib Kumar Datta has died at 54. He has movies like Iqbal, Ek Hasina Thi and Mardaani to his credit.

ONE LINER OF THE DAY 15th SEP 2019

1.2030 Agenda for Sustainable Development addresses democracy in SDG 16. This year's theme: Participation, is an opportunity to recall that democracy is about people & built on inclusion, equal treatment and participationUniv. Dec. of Human Rights adopted by UN in 1948.

2.GST Network has decided to make Aadhaar authentication or physical verification mandatory for new dealers from January 2020 to check malpractices in GST. Those not wishing Aadhaar authentication, physical verification to be carried out in 3 days.Group of Ministers GSTN head: Sushil Modi (Bihar).

3.Indian shuttler Lakshya Sen stunned second seed Victor Svendsen of Denmark in straight games to clinch men's singles title at the Belgian International Challenge 2019 held in Brussels.Lakshya Sen WOrld Ranking: 81 (Men's Singles).

4.Union Ministers Gajendra Singh Shekhawat & Kiren Rijiju flagged off the 'Great Ganga Run' from the Jawaharlal Nehru Stadium in New Delhi, organised to create awareness about River Ganga.Union Minister for Jal Shakti Gajendra Singh Shekhawat.

5.Finance minister Nirmala Sitharaman announced a new scheme to refund the duties and taxes on exports that will replace all existing schemes in a bid to stimulate exports & economy, with a revenue projection of ₹50,000 crores.It will be effective from Jan 1, 2020.

6.Finance Minister announced that government woul provide Rs 10,000 crore special window with an aim to help complete ongoing affordable & middle-income housing projects.The special window have been limited to Non-NPA & Non-NCLT projects.Expanding scope of Export Credit Insurance Scheme also announced.

7.Department of Archaeology, Museums & Heritage to embark on a survey to map/document nearly 25,000 historical structures in Karnataka to update the list of protected monuments which is likely to span nearly 3 years & involve private agencies.At present there's 844 monuments in Kar'tka declared protected.

8.The researchers used a magnetic stirrer coated with Teflon to continuously stir for several days the water mixed with glucose in a glass beaker containing a gold foil, found tiny fragments with bright red luminescence floating on the surface.Teflon is made of polytetrafluoroethylene (PTFE).

9.Kapil Dev to be the first Chancellor of Haryana Sports University at Rai, Sonipat. Sports University, Haryana will be 3rd sports university established by a state government in the country after Gujarat & Tamil Nadu, to provide training for sports.Swarnim Gujarat Sports University: Gandhinagar.

10.Bhaskar Bhat, managing director (MD) at Titan is slated to retire at the end of September, 2019, after spending 36 years in the Titan's administration. Titan is headquartered in the city of Bengaluru.It is JV b/w Tata Group & TN Industrial Development Corporation.

ONE LINER OF THE DAY 14th SEP 2019

1.Hindi Diwas, is celebrated every year on September 14, marking the significance of the day when India's Constituent Assembly adopted Hindi as the official language of India. Hindi is one of the two official languages of the Union Government.Hindi is written in the Devanagri script.

2.Country's largest lender State Bank of India or SBI has come out with details on its website regarding revision of service charges. Effective 1st October, SBI will charge ₹20 plus GST for transaction decline due insufficient balance.Jet Airways is a subsidiary of SBI.

3.UN Secretary-General appointed Lieutenant General (retired) Abhijit Guha as the head of the world body's observer mission in Yemen's port city of Hodeidah. He will chair the Redeployment Coordination Committee (RCC) and will also head UNMHA.He will succeed Lieutenant General Michael Lollesgaard.

4.Reserve Bank of India panel has recommended suitable measures, including the setting up of a credit guarantee scheme jointly by the Centre and States. This is meant to address gaps in credit delivery to the agriculture sector.It was headed by MK Jain, Deputy Governor RBI.

5.Govt. formed a Standing Committee for Information Technology comprising of 31 Members of Parliament (MP) from LS & RS with Shashi Tharoor as Chairperson . Committee may be asked to look into the Data Protection Bill whenever it is tabled in the parliament.Shashi Tharoor replaces BJP MP Anurag Thakur.

6.NPCI rationalised the merchant discount rate (MDR) for RuPay debit card transactions across Point-of-Sale (PoS), eCom, & BharatQR Code-based merchant transactions. MDR has been revised to 0.60 per cent for transactions above ₹2K, with a maximum cap of ₹150.For Bharat QR the MDR has also been reduced to 0.50 per cent.

7.Bengaluru-based company, SSS Defence has developed two sniper rifle prototypes to meet the requirements of the Indian Armed Forces. According to the company, the accuracy indicator Minute of Angle, are the best for both rifles in their class.CEO, SSS Defence, Vivek Krishnan.

8.The Reserve Bank of India (RBI) proposed a minimum equity capital of Rs 200 crore to set up a small finance bank (SFB) under the 'on tap' licence regime to expand the banking services through high technology-low cost operations.The Reserve Bank of India was established on April 1, 1935.

9.Anurag Katriar, CEO of deGustibus Hospitality that runs Indigo Deli chain has been appointed the new president of the National Restaurant Association of India. He will be replacing Rahul Singh. Kabir Suri, was appointed vice president.Zomato recently took Infinity Dining off the table.

10.Microsoft Chief Executive Officer Satya Nadella's father and former IAS officer BN Yugandhar ,80 passed away after brief illness. He was the top bureaucrat in the Rural Development Ministry when PV Narasimha Rao was the Prime Minister.He served in the PM's Office and the Planning Commission.

ONE LINER OF THE DAY 13th SEP 2019

1.The government announced the appointment of Dr Sanjay Tyagi as Director General of Health Services (DGHS). He will hold the position of DGHS till he attains 62 years of age. He is Director of GB Pant Institute.DGHS is under Ministry of Health and Family Welfare.

2.Reserve Bank of India (RBI) reduced the risk weight requirement for consumer loans to 100 per cent, a move that will reduce cost of such loans. Currently, the risk weight requirement for such loans is 125 per cent.It would not be applicable to credit cards.

3.Prime Minister Narendra Modi launched the Pradhan Mantri Kisan Maan Dhan Yojana at Ranchi. The Scheme will secure the lives of 5 Crore Small and Marginal Farmers by providing a minimum pension of Rs 3000 per month, to those who attain 60 years of age.22 cr. + people have joined Pradhan Mantri Jeevan Jyoti Yojana.

4.National Green Tribunal (NGT) has set up a committee to formulate steps required to prevent its unauthorised extraction. The nodal agency for this will be the Joint Secretary, Ministry of Water Resources (MoWR) for coordination and compliance.Minister of Jal Shakti- Gajendra Singh Shekhawat.

5.India joined the Global Antimicrobial Resistance (AMR) Research and Development (R&D) Hub as a new member. The Global AMR R&D Hub was launched in May 2018 in the margins of the 71st session of the World Health Assembly.Minister of Health and Family Welfare-Dr Harsh Vardhan.

6.Power transmission and distribution company Adani Transmission Ltd is set to raise $750 million to $1 billion by selling overseas dollar-denominated bonds. Standard Chartered Bank is currently advising the company.Adani Transmission ,Headquarters: Ahmedabad.

7.Defence Ministry signed contract with JSC Rosoboronexport, Russian Federation for modernisation of “Air Defence Complex Kashmir and Radar Fregat MAE” on P-15 (Delhi class) of ships.Delhi class destroyers - INS Delhi, INS Mysore & INS Mumbai.

8.Joint Military Exercise MAITREE-2019 between India & Thailand will be conducted at Foreign Training Node, Umroi (Meghalaya) from 16-29 Sep 2019. Its scope covers company level joint training on counter terrorism operations in jungle and urban scenario.The First Exercise MAITREE took place in 2006.

9.Union Human Resource Development Minister presented CBSE Teacher Awards - 2018 to 34 teachers of the country. He also launched CBSE's portal 'Vidyadhan' on Diksha App, a Digital Infrastructure for Knowledge Sharing's.HRD minister- Ramesh Pokhriyal ' Nishank'.

10.Small industrial Development Bank of India (SIDBI) is a development financial institution in India, headquartered at Lucknow and having its offices all over the country. Its purpose is to provide refinance facilities and short term lending to industries, and serves as the principal financial institution in the Micro, Small and Medium Enterprises (MSME) sector. SIDBI also coordinates the functions of institutions engaged in similar activities. It was established on April 2, 1990, through an Act of Parliament. It is headquartered in Lucknow.SIDBI operates under the Department of Financial Services, Government of India.CMD : Mohammad Mustafa.

ONE LINER OF THE DAY 12th SEP 2019

1.PM Narendra Modi launched Swachhata Hi Seva (SHS) 2019, a massive countrywide awareness and mobilization campaign on Swachhata at Mathura, UP. It is specially focused on ‘plastic waste awareness and management’.SHS tenure-11th September to October 2nd 2019.

2.The International Finance Corporation (IFC), has signed a MoU with the Finance Industry Development Council (FIDC), a representative body of asset and loan Financing NBFCs, to collaborate on training of NBFCs in the country.Raman Aggarwal, Chairman, FIDC.

3.India & South Korean bonds secured most of the regional inflows thanks to their high returns. Overseas investors purchased $1.69 billion worth of Indian bonds in August. Last month, Asian bonds received a combined total inflow of $1.79 billion.South Korea Capital- Seoul.

4.Defence Research and Development Organisation (DRDO) successfully flight tested indigenously developed low weight, fire and forget Man Portable Antitank Guided Missile (MPATGM) in the ranges of Kurnool, Andhra Pradesh.Dr G. Satheesh Reddy, Chairman, DRDO.

5.SBI will raise up to Rs 3,465 crore by offloading up to 4.5 per cent stake in SBI Life Insurance Co to bring down the promoter shareholding. The floor price for the share sale has been fixed at Rs 770 per equity share.SBI Chairman- Rajnish Kumar.

6.P.K. Mishra, currently serving as the additional principal secretary to Narendra Modi, has been appointed as principal secretary to the Prime Minister.P.K. Sinha, officer on special duty in the PMs office, has been appointed principal adviser to the PM.Current Defence Secretary is Ajay Kumar.

7.CBDT launched one-time facility to apply for compounding of income tax offences ,taxpayers can avail this opportunity by Dec 31. A taxpayer will have to file an application for compounding a tax offence before the competent authority to avail this..Central Board of Direct Taxes-CBDT.

8.Mahabaleshwara MS, Managing Director and Chief Executive Officer of Karnataka Bank, has been inducted to the managing committee of Indian Banks’ Association (IBA). He was elected unopposed from the private sector member banks’ category.IBA Chairman,Sunil Mehta.

9.India is set to receive the first of 36 Rafale fighter jets in Paris on October 8(foundation day of IAF). India signed an inter-governmental agreement with France in Sep, 2016 for procurement of 36 Rafale fighter jets at a cost of around Rs 58,000 crore.Rafale in French,-"une rafale" -- a sudden, brutal gust of wind.

10.UM of state HRD, Sanjay Dhotre launched the Curriculum for Life Skills (JeevanKaushal) designed by University Grants Commission (UGC), in New Delhi. It will lead to improvement in the collective efficiency of country’s young population.Dhirendra Pal Singh- Chairman of UGC.

ONE LINER OF THE DAY 11th SEP 2019

1.UK has won the bid to host the 26th Conference of the Parties, known as COP26, following a partnership with Italy in which up to 30,000 delegates are expected to attend the event at Glasgow's Scottish Events Campus (SEC).UK Prime minister: Boris Johnson; Currency: Pound.

2.India lost 31% or 5.65 mha of grassland area in a decade, data shown by Union government during the ongoing 14th Conference of Parties (COP). The total area under grasslands reduced to 12.3 mha from 18 mha between 2005 & 2015.Aravalli range in Rajasthan underwent severe degradation.

3.Finance ministry has approved the expenditure of Rs 7,000 crore for NITI Aayog’s artificial intelligence (AI) programme. 9 priority areas have been identified for the AI project & a plan to establish National Artificial Intelligence Portal.NITI Aayog VC: Rajiv Kumar.

4.Retired Andhra Pradesh High Court Judge Justice P Lakshmana Reddy was appointed as the state's new Lokayukta, for the next five years. He is the first Lokayukta to take charge in Andhra since the state's bifurcation in 2014.B Subhashan Reddy served as Lokayukta for both TS & AP before.

5.PM Modi dedicated to the nation India’s 2nd riverine Multi Modal terminal built at Sahibganj in Jharkhand. Built at a cost of Rs 290 crores, it is the 2nd of the 3 Multi Modal Terminals being constructed on river Ganga under Jal Marg Vikas Project.PM had inaugurated the MMT at Varanasi in 2018.

6.Blackstone Group has signed a term sheet to acquire the remaining 50% stake in Indiabulls Real Estate’s commercial properties for over Rs 4,420 cr., including rights to assets at BLU in Mumbai’s Worli area & Sectors 104 & 106 in Gurgaon.Indiabulls intends for a merger with Laxmi Vilas Bank, Chennai.

7.Swiss power major ABB India and National Institute of Technical Teachers Training and Research have set up a digital simulation lab in Chandigarh , a first-of-its-kind multi-physics 'Simulation Center of Excellence' to enhance skill development in country.Funding for the project is part of ABB India's CSR initiative.

8.Ministry of skills development and entrepreneurship has joined hands with Tata Group to set up an Indian Institute of Skills (IIS) in Mumbai, with an invest around ₹300 cr. IIS will be developed on a public-private-partnership (PPP) model.Land for IIS will be provided by govt & capital from TATA group.

9.Government has set up a 3-member panel to oversee the bifurcation of Jammu and Kashmir into two Union Territories, which will come into existence on 31st of October 2019. The committee is headed by Former Defence Secretary Sanjay Mitra.Govt had abrogated special status given to J&K under Art 370.

10.PM Modi launched National Animal Disease Control Programme for eradicating Foot & Mouth Disease/Brucellosis in the livestock from Mathura, UP, aimed at vaccinating over 500 Mn Livestock including cattle, buffalo, sheep, etc. against the disease.It is slated fro implementation over 5 years till 2024

ONE LINER OF THE DAY 10th SEP 2019

1.World Suicide Prevention Day, on 10 September, is organized by the International Association for Suicide Prevention (IASP) with WHO as a co-sponsor of the day with a purpose to raise awareness around the globe that suicide can be prevented.India suicide rate 16.5/100,000 people highest in SE Asia: WHO.

2.Mumbai occupied 5th position in a report titled- Insights on Co-living – An Asia-Pacific Perspective, which covered 20 major Asia-Pacific cities. New Delhi is ranked 11th and Bengaluru 19th. Beijing, Tokyo, Shanghai & Hong Kong occupy top 4 slots.Report classified cities with 6 key attributes.

3.Culture ministry has planned for authentic reconstruction of 11 historic sites, including Hampi & Indus Valley, as part of Rs 27,000-crore, 5-year plan along with Archaeological Survey of India, which is the agency tasked with conservation of sites.Setting up 100 experiential museums also planned by Ministry.

4.NITI Aayog Vice-Chairman, Dr. Rajiv Kumar & He Lifeng, Chairman, NDRC China, held in-depth discussions to review trade and investment climate, and harness synergies for future engagement in New Delhi.China Currency: Renminbi; President: Xi Jinping.

5.PM Modi & Nepal's PM K.P. Sharma Oli jointly inaugurated the 69 km long Motihari-Amlekhgunj cross border petroleum products pipeline through video conference. This is 1st transnational petroleum pipeline from India & 1st South Asian oil pipeline corridor.

6.Microsoft has named Rajiv Kumar as managing director of Microsoft India (R&D) who has worked as corporate VP of Microsoft’s Experiences & Devices (E+D) Group, Kumar is taking on this added responsibility from Anil Bhansali.Microsoft CEO: Satya Nadella.

7.6-member RBI committee, under the chairmanship of Harsh Vardhan has recommended that an intermediary be set up under the National Housing Bank (NHB), wherein the government will have a 51% ownership.Proposed initial capital for intermediary: Rs 500 cr.

8.IDBI Bank seeking a huge potential customer base in LIC’s 29 crore policyholders, 11.80 lakh agents, and 1.12 lakh employees to cross-sell, among others, credit cards and home loans has planned to launch a co-branded credit card with LIC CSLLIC acquired 51% stake in IDBI in Jan 2019.

9.SBI has entered into a tie-up with Kudumbashree Broiler Farmers Producers Company for financing poultry farmers under the Kudumbashree project, which is the State’s Poverty Eradication Mission that doubles up as a campaign for women empowerment.Max Loan limit under MUDRA: Rs 10 Lakh (Tarun).

10.India Ratings revised its outlook for the NBFCs to negative from stable maintaining its negative outlook on large ticket housing finance companies (HFCs). Growth forecast for NBFCs for FY-20 revised to 10-12% from the earlier estimate of 15%.India Ratings GDP growth forecast- 6.7% for FY20

ONE LINER OF THE DAY 9th SEP 2019

1.International Literacy Day(ILD), celebrated annually on 8 September, is an opportunity for Governments, civil society and stakeholders to highlight improvements in world literacy rates, and reflect on the world's remaining literacy challenges.ILD 2019 will focus on ‘Literacy and Multilingualism'.

2.Ferrari's 21-yr old Charles Leclerc won a nail-biting, incident-filled Italian Grand Prix. Leclerc's victory was his 2nd in a row, following his maiden win in Belgium, & Ferrari's 1st at their home race since Fernando Alonso triumphed in 2010.

3.High Commissioner of India to Canada Vikas Swarup inaugurated India Pavilion at the 44th Toronto International Film Festival 2019, which will provide a platform to showcase Indian Cinema in the overseas market facilitating new business opportunities.50th International Film Festival, India 2019 to be held in Goa.

4.Committee of Administrators (CoA) of BCCI, chaired by Vinod Rai has appointed a 3-member Independent Supervisory Committee chaired by Alok Kumar to run the cricketing affairs of Bihar Cricket Association (BCA) and also conduct fresh elections.BCCI Ombudsman: Justice D K Jain (retd).

5.India government announced its decision to extend a relief of $1 million to the Bahamas which is facing the wrath of Hurricane Dorian, a category 5 hurricane with winds reaching 295 km/h.Bahamas Capital: Nassau; Currency: Bahamian dollar.

6.President of India has appointed Justice Vikram Nath as Chief Justice of Gujarat High Court upon Collegium’s recommendation, which had previously recommended Justice Nath as Chief Justice of Andhra Pradesh High Court.Chief Justice of India: Ranjan Gogoi.

7.EHL has proposed to capitalise free reserves of Equitas Small Finance Bank issuing shares of the subsidiary to its shareholders without cash consideration. As per RBI regulations, ESFB was to be listed on capital markets on or before September 4, 2019.P.N. Vasudevan: MD & CEO Equitas Small Finance Bank.

8.Bank of Baroda has planned to raise capital up to Rs 3,000 crore through tier-II bonds for meeting capital adequacy norms for the merged entity (Vijaya & Dena Bank with BoB). India Ratings has assigned “AAA” stable rating to proposed bond offering by BoB.BOB’s merged with Dena & Vijaya Bank, w.e.f 1 April 2019.

9.India registered improvement in overall life expectancy at birth to 69 years, with women expected to live for 70.4 years & men for 67.8 years, as per Sample Registration Survey (SRS) for 2013-17.

10.US-based Duracell Inc. is set to buy Eveready Industries’ battery and flashlight business in a slump sale for Rs 1,600-1,700 crore. The all-cash deal includes the manufacturing plants, distribution network and the Eveready brand.Duracell, owned by Warren Buffett’s Berkshire Hathaway

ONE LINER OF THE DAY 8th SEP 2019

1.19-yr old Canadian Bianca Andreescu upset Serena Williams 6-3, 7-5 in the U.S. Open final for her first Grand Slam title.This is 2nd year in a row that Williams has lost in the U.S. Open final. Andreescu is 1st woman to win the U.S. Open in US Open debut.

2.IAF to place orders worth around ₹45,000 crore with Hindustan Aeronautics Limited to acquire 83 Light Combat Aircraft Tejas fighters. LCAs have been designed an developed completely by the Defence Research and Development Organisation (DRDO).LCA Mark 1A aircraft is likely to be produced by 2023.

3.Public sector insurance companies -- National Insurance, Oriental Insurance and United India Insurance ,are set to be infused with funds worth ₹12,000 crore to boost their capital base and meet regulatory norms.National Insurance has a solvency ratio of 1.5.

4.IAF announced the completion of the Level-1 selection of Indian astronauts for mission Gaganyaan, which country's first human mission to space, aimed to be launched by 2021, a 3-member crew will spend a minimum of seven days in the space.

5.Government achieved the target of giving 8 cr free cooking gas (LPG) connections to the poor 7 months ahead of schedule. PM Modi handed over the 8 croreth connection under PMUY at an event organised in Sendra, Aurangabad, Maharashtra.Ujjwala launched in 2016, with target of 5 cr connections.

6.President Ram Nath Kovind, inaugurated the National Youth Summit in New Delhi, organised by the Youth Awakening. Speaking on the occasion, President said that today's India is full of youth power having immense talent and energy.Ram Nath Kovind serves as the 14th President of India.

7.68th Plenary session of the North Eastern Council (NEC) held in Guwahati. Union Home Minister Amit Shah Chaired the 2-day event. Governors & Chief Ministers of North Eastern states attended the event.Assam Capital: Dispur; Governor: Jagdish Mukhi.

8.Currently a Member of the Rajya Sabha, Lawyer & former Union Minister Ram Jethmalani passed away at his residence in New Delhi at the age of 95. Born in Sindh, Pakistan in 1923, he had obtained a law degree when he was just 17.

9.RBI has taken strict action against Equitas Small Finance Bank (ESFB) for not getting its shares listed on time. As per the RBI order, Equitas Small Finance Bank can no longer open new branches, and RBI has also frozen the salary of the bank CEO.ESFB HQ: Chennai.

10.Jack Ma announced his decision to step down as chairman of Alibaba. Ma plans to put his vast fortune - among China's biggest at $41 billion - into initiatives serving his first love, education, following the footsteps of a fellow tech innovator he admires.Alibaba CEO Daniel Zhang.

ONE LINER OF THE DAY 7th SEP 2019

1.American Express, the world’s largest card issuer by purchase volume, has launched the SmartEarn Credit Card for millennials in India. It carries an annual fee of ₹495, along with ₹500 cashback in the first year in the form of statement credit.Manoj Adlakha, CEO-American Express Banking Corp.

2.New Development Bank (NDB) has decided to lend Rs 6,000 crores to Andhra Pradesh Government for various projects. The amount will be used for social infrastructure projects and will be repaid in 32 years.The New Development Bank was set up in 2015 by BRICS nations.

3.Former Pakistan spinner Abdul Qadir, credited for reviving the art of leg-spin bowling in the 1970s and 80s, died of a heart attack.

4.Pak Jong Chon has been appointed the "chief of the General Staff of the Korean People's Army. He succeeds Ri Yong Gil, an expert on military operations who has served in the position on two separate occasions since 2013.North Korea Capital, Pyongyang.

5.Fin. ministry has set up task force headed by the finance ministry’s economic affairs secretary. It will draw up plan for the ‘national infrastructure pipeline’ from 2019-20 to 2024-25.Task force will submit the report on the plan for 2019-20 by October.It also includes 5 other officials from think tank NITI Aayog.

6.Prime Minister Narendra Modi launched an indigenously-built metro coach to be used by the upcoming Mumbai metro network. It has been built by Bharat Earth Movers (BEML) at its Bengaluru facility in flat 75 days.D K Hota, CMD Bharat Earth Movers (BEML).

7.According to international airlines body IATA ,India's July RPK (Revenue Passenger Kilometre) growth at 8.9% was higher than what was observed in June this year at 8.2%. Total (global) RPKs rose 3.6%, compared to the same month in 2018.International Air Transport Association, HQs Montreal, Canada.

8.Robert Mugabe, the bush war guerrilla leader who led Zimbabwe to independence in 1980 and crushed his foes during nearly four decades of rule as his country descended into poverty, hyperinflation and unrest, died on Friday.

9.Bajaj Allianz General Insurance & Can Fin Homes Limited announced a corporate agency agreement for the distribution of the general insurer’s products. Bajaj will offer personal lines of insurance products, such as health, personal accident, travel etc.Bajaj Allianz General Insurance HQ, Pune.

10.Bank of Baroda has sanctioned a loan of Rs 2,000 crore for the ambitious Bundelkahnd Expressway project. Bundelkhand Expressway is a 296 km long expressway with origin at Bharatkoop in Chitrakoot district.Bank of Baroda MD & CEO- P S Jaykumar.

ONE LINER OF THE DAY 6th SEP 2019

1.India's ranking improved from 40th to 34th, over 2017 on world travel and tourism competitiveness index by WEF. Spain held on to the top spot in the report which ranked 140 countries on their relative strengths in global tourism and travel.WEF HQ: Cologny, Switzerland; Founded: 1971.

2.ECL Finance Ltd of Edelweiss & State Bank of India have signed a co-origination agreement to increase access to credit for Micro, Small and Medium Enterprises. It involves sharing of risks & rewards b/w Banks & NBFCs, MSMEs, creating a lending environment.SBI plans to set up a special NBFC Alliance department.

3.Gujarat Government & Delaware State of America signed MoU for sister state. Cooperation in the field of services and investment opportunities in GIFT IFSC were discussed during the meeting b/w delegation of Delaware state of America & CM Vijay Rupani.Gujarat Capital: Gandhinagar; Governor: Acharya Devvrat.

4.Principal Bench of the National Company Law Tribunal approved JSW Steel's Rs 19,700 cr bid for Bhushan Power & Steel. Bhushan Power owes close to Rs 50000 cr to a consortium of lenders led by Punjab National Bank.It’s one of 12 large stressed a/c RBI identified for resolution.

5.Union Minister Prahlad Singh Patel flagged off the first Mobile Science Exhibition at Leh Palace, in Leh. The Mobile Science Exhibition specially designed in a bus will be moving to various schools in the Leh district.Sky Observation via telescope, science film show to be its part.

6.Union Minister Prahlad Singh Patel flagged off the first Mobile Science Exhibition at Leh Palace, in Leh. The Mobile Science Exhibition specially designed in a bus will be moving to various schools in the Leh district.Sky Observation via telescope, science film show to be its part.

7.Health Minister Harsh Vardhan kick-started POSHAN Maah 2019 with a year-long social & mass media campaign on the Eat Right India movement. He also launched Eat Right India logo representing healthy plate & online course for frontline health workers.POSHAN- PM's Overarching Scheme for Holistic Nourishment.

8.For the development of Russian Far East, India has decided to give line of credit worth $1 bn under the govt’s Act East policy in the 20th Indo-Russia annual summit. India is a very attractive source of manpower exports to the Far East.Both nations have set $30 bn trade target by 2025.

9.28th edition of India-Thailand Coordinated Patrol b/w IN & Royal Thai Navy is being conducted. IN Ship Kesari & His Majesty’s Thailand Ship (HTMS) Kraburi along with Maritime Patrol Aircraft from both the navies are participating in the CORPAT.UNCLOS- United Nations Conventions on Laws of the Sea.

10.Acclaimed English-Marathi journalist and writer Kiran Nagarkar passed away at the age of 77. He wrote "Cuckold" (1997) which won him the 2001 Sahitya Akademi award. His other works include God's Little Soldier (2006), Ravan and Eddie (2004).His 1st Marathi novel- Saat Sakkam Treychalis (1974)

ONE LINER OF THE DAY 5th SEP 2019

1.In recognition Mother Teresa’s role of charity in alleviating humanitarian crises & human suffering within & among nation, UN designated September 5, as International Day of Charity to mark the day she expired.She won Nobel Peace prize in 1979.

2.Standard Chartered Bank launched a DigiSmart credit card that would be available for a monthly fee of ₹49, which will, however, be waived off if the customer spends more than ₹5,000 in the previous month.Standard Chartered HQ: London, UK.

3.President Ram Nath Kovind to confer the National Award to Teachers-2018 in New Delhi & "Prerna App" was launched by Chief Minister Yogi Adityanath to mark the occasion of birth anniversary of former President Dr Sarvepalli Radhakrishnan on September 5.Google released an animated doodle for Teacher’s Day.

4.Wipro Ltd secured a strategic 7-yr deal valued at $300 mn from ICICI Bank to provide a suite of digital services & to further strengthen our endeavor to provide differentiated technology & digital capabilities to financial services industry.Azim Premji handed over the Wipro chair to Rishad Premji.

5.Nissan announced the appointment of Rakesh Srivastava as Managing Director, Nissan Motor India and would report to Sinan Ozkok, President of Nissan India Operations. He worked as Director in charge of electric vehicle development, JSW Group.Nissan automobile HQ: Yokohama, Japan.

6.India-Russia signed a 5-year road map for cooperation in the energy sector, cooperation in the production of spare parts for Russian-Indian military equipment to infrastructure finance. Target of $30 billion in bilateral trade by 2025 was also set.Russia President: Vladimir Putin; Currency: Russian Ruble.

7.RBI has made it mandatory for banks to link all of their new loan products- personal, housing or auto to an external benchmark like the policy repo rate w.e.f 1st October 2019. Banks may choose any benchmark market interest rate published by FBIL.FBIL Financial Benchmarks India Private Limited - FBIL.

8.Nobel Laureate from Bangladesh Professor Muhammad Yunus was conferred the 'Lamp of Peace of Saint Francis ' award by the Vatican for his contribution towards establishing peace & harmony at the historical Papal Basilica of Assisi in Italy.Vatican is a city-state surrounded by Rome, Italy.

9.LaShawn Daniels, a Grammy Award-winning songwriter who penned songs for Beyoncé, Whitney Houston and Lady Gaga has died. He was 41. He earned a Grammy in 2001 for his songwriting work on Destiny Child's 'Say My Name.'

10.Teachers' Day in India is celebrated on 5 September every year to commemorate the birth anniversary of Dr. Sarvepalli Radhakrishnan - First Vice President of India and the Second President of India and an educationist at heart.

ONE LINER OF THE DAY 4th SEP 2019

1.Employees’ State Insurance Corporation signed MoU with SBI to provide e-payment services directly to the bank accounts of all ESIC beneficiaries and payees without any manual intervention as an integrated and automated process.Chairman, ESI Corporation: Santosh Kumar Gangwar

2.Task force headed by Canara Bank chairman T.N. Manoharan recommended setting up of a self-regulatory body (SRB), to oversee the proposed secondary market. SRB’s role will be to standardize loan process, ensure standardization of practices & promote growth.It suggests setting up of SRBs within 3 months of acceptance.

3.ODI captain Mithali Raj announced her retirement from T20 Internationals intending to focus on her ODI career, keeping in mind the 2021 World Cup. Her T20 career has 2,364 runs from 89 matches at an avg of 37.5, highest score of 97 not out2021 Women’s ODI World Cup venue: New Zealand.

4.Indian Air Force added 8 Apache helicopters at the Pathankot Air Force Station in Punjab. 125 Helicopter Squadron, known as the ‘Gladiators’, will have 22 Boeing-built Apaches, which will be stationed at Pathankot & in Jorhat Air Force Station in Assam.India signed a $1.1-billion deal for the Apaches with Boeing.

5.Mumbai's Chhatrapati Shivaji Maharaj Terminus (CST) has been adjudged as the best 'Swachh Iconic Place' under the Swachh Bharat Mission. Award will be received by the Ministry of Railways jointly along with BMC and CSR partner.Swachh Bharat Mission launched: 2nd Oct 2014.

6.Paytm Money, the wholly-owned subsidiary of One97 Communications that owns and operates Paytm has elevated Pravin Jadhav as Managing Director & Chief Executive Officer, and also plans to invest Rs 250 crore over the next 18-24 months.Founder and CEO of Paytm: Vijay Shekhar Sharma.

7.Qatar unveiled the logo for the 2022 World Cup which will be hosted by the Gulf emirate, displaying it in public spaces in Doha and cities around the world. It was inspired by traditional woollen shawls worn during the winter months in Qatar.2026 FIFA World Cup host: Canada, Mexico, USA.

8.Reliance Power signed a deal with JERA for jointly setting up 750 Mw gas-based combined cycle power project (Phase-1) in Meghnaghat, Bangladesh. RPower will hold 51% stake while JERA will have 49% in the joint venture company.India’s Tripura supplies around 190 MW power to Bangladesh.

9.Multi Commodity Exchange of India & Zhengzhou Commodity Exchange of China have signed MoU for co-operation and the exchange of information. MCX offers commodity futures contracts in bullion, base metal, energy & agricultural commodities.PS Reddy, Managing Director & CEO of MCX.

10.IDBI Bank announced the plan to sell its stake in its insurance joint venture IDBI Federal Life Insurance Co, while JP Morgan India has been mandated to manage the process for the same. IDBI Bank owns 48% of the insurance compan.LIC of India owns majority stake in IDBI Bank