ONE LINER OF THE DAY 30th June 2019

1.UC Web Global subsidiary of Alibaba Group has appointed Huaiyuan Yang as its VP to look overseas business of UCWeb, including India and Indonesia. UC ,recently announced updates to UC Browser Mini and UC Browser Turbo.Shunyan Zhu is President of UCWeb.

2.Ministry of Statistics and Programme Implementation (MoPSI) in a bid to effectively track the progress on Agenda 2030, launched India’s first Sustainable Development Goal (SDG) dashboard. It is a framework with 306 statistical indicators.Rao Inderjit Singh is in charge of MoPSI.

3.UP Governor Ram Naik on the recommendation of UP Chief Minister Yogi Adityanath has given his approval for the appointment of Prabhat Kumar as the chairman of Uttar Pradesh Public Service Commission(UPPSC).Govind Ballabh Pant- First CM of U.P.

4.Jonathan Ive, designer of the iMac, iPod and iPhone, is set to leave apple later this year to start a creative firm, LoveFrom, with Apple as its first client. He became head of Apple's design studio in 1996.On June 29, 2007, the first iPhone was released.

5.The 2nd phase of Unified Payments Interface (UPI) mechanism as an alternative for retail investors to buy shares in a public issue will be effective from July 1. The implementation of Phase 3 will continue unchanged from the date of completion of Phase 2.Ajay Tyagi is current chairman of SEBI.

6.India & Indonesia have set an ambitious USD 50 bn. target for bilateral trade over the next six years as PM Narendra Modi and President Joko Widodo discussed ways to deepen cooperation in a no. of key areas including economy, defence and maritime security.This was Modi’s first official engagement in G20 summit.

7.RBI relaxed the leverage ratio (LR) for banks to help them boost their lending activities. The leverage ratio stands reduced to 4% for Domestic Systemically Important Banks (DSIBs) and 3.5% for other banks effective from the quarter commencing Oct 1, 2019.Current RBI Governor : Shaktikanta Das.

8.Manchester United signed England Under-21 right-back Aaron Wan-Bissaka from Crystal Palace in a £50m deal. He made his first-team debut for Palace last year & has agreed a five-year contract that will earn him up to £80,000 a week.Manchester United Manager- Ole Gunnar Solskjaer.

9.21-year-old American Taylor Fritz claimed his maiden ATP title in Eastbourne, beating compatriot Sam Querrey 6-3 6-4 in the final. He is son of former top-10 player Kathy May. Karolina Pliskova clinched Eastbourne Women title beating Angelique Kerber.Novak Djokovic ranks No. 1 in Men's Tennis ATP Rankings.

10.Dipankar Banerjee, solar physicist from Indian Institute of Astrophysics appointed one of the Co-Investigator of the PUNCH mission. NASA has selected Texas-based Southwest Research Institute to lead its PUNCH mission which will image the Sun.PUNCH-Polarimeter to Unify the Corona and Heliosphere.

ONE LINER OF THE DAY 29th June 2019

1.West Bengal government has announced a crop insurance scheme called Bangla Shashya Bima in collaboration with the Agriculture Insurance Company of India for the 2019 Kharif season. The scheme is applicable for farmers in 15 districts of the state.WB’s Utkarsh Bangla & Sabooj Sathi schemes won UN awards.

2.GoI, Govt of Rajasthan & WB signed a $ 250 Mn loan agreement for the Rajasthan State Highways Development Program II Project to build the State's capacity to better manage its highways and improve traffic flows on selected highways.CM of Rajasthan - Ashok Gehlot.

3.HRD Ministry has released a 5-year vision plan named Education Quality Upgradation & Inclusion Programme (EQUIP). The report has been prepared by experts from various areas, including promoting excellence, employability & entrepreneurship among others.Union HRD Minister - Ramesh Pokhriyal 'Nishank'.

4.National Statistics Day is celebrated on 29th June every year. This day is celebrated at the national level to honour the significant contribution made by P.C Mahalanobis in the field of economic planning and development of the cultural sector.2019 theme - Sustainable Development Goals.

5.Virat Kohli became the fastest batsman to reach 20000 international runs. He reached the milestone in only his 417th international innings. He became the 12th batsman & 3rd Indian after Tendulkar & Rahul Dravid to reach 20000 international runs.Mumbai Indians won the IPL 2019 title.

6.Union Minister for Jal Shakti Gajendra Singh Shekhawat asserted that flow of raw sewage into the river Ganga will be completely stopped by 2022 and the government is working on a Mission Mode to achieve the target.India’s rank is 122nd in the World in terms of contamination.

7.Haryana govt launched ‘Krishi kiosk’ at Panchkula which would give farmers info about govt schemes & help them file claims under the PM Fasal Bima Yojana. The kiosk comes under ‘Digital Kisan Suvidha’ plan which aims to bring services for farmers online.‘Agri Scope’ book was launched by Om Prakash Dhankar.

8.India & Japan have discussed strengthening collaboration in the area of skill development & increasing bilateral technical exchanges. Also, they discussed the proposal of speeding up Technical Internship Training Programme.Japan: Capital – Tokyo. President - Shinzo Abe.

9.In Hockey, the Central Railway beat Western Railway in the women's final of the St Peters Youth Centre Open Hockey Tournament in Mumbai. In the men's final, Union Bank of India prevailed over Coorg eleven to emerge champions.Dhyanchand Trophy is associated with Hockey.

10.Famous Telugu writer Abburi Chaya Devi has died. She was 86. She received the Kendra Sahitya Akademi Award in 2005 for her book 'Thana Margam.' Her works were translated into English and other languages.Evarni Chesukonu is her another popular work.

ONE LINER OF THE DAY 28th June 2019

1.Canara Bank General Manager Sarada Kumar Hota has been appointed as the managing director of the National Housing Bank. He replaced Sriram Kalyanaraman. He is appointed for a period of 3 years.New Delhi is the headquarter of National Housing Bank.

2.India has signed a loan agreement worth 400 million dollars with the WB to help treat & eliminate Tuberculosis from the country. WB supported program will cover 9 States & it will support the government's National Strategic Plan to end TB in India by 2025.In India, around 5 Lakh people died every year due to TB.

3.Govt has constituted a Working Group for the revision of the current series of Wholesale Price Index. Ramesh Chand, a Member of NITI Aayog will be the chairman of the 18-member committee. The DPIIT is the nodal office for the Working Group.Base Year of Wholesale Price Index - 2011-12.

4.Max Bupa has partnered with MobiKwik to promote bite-sized group insurance products. It will offer a cancer cover at nominal premium & HospiCash product. Priced at ₹135, Hopicash will offer ₹500/day hospital allowance for max 30 days in a year to customer.Ashish Mehrotra is the CEO of Max Bupa Health Insurance.

5.India test-fired indigenously developed nuclear-capable missile Prithvi-II as part of a user trial by the Army from a test range off the Odisha coast. The missile can carry 500 to 1000 kg of warheads and is powered by liquid propulsion twin engines.The missile was developed by DRDO.

6.G-20 summit has started in Osaka, Japan. The theme of the summit is Human-centred future society. PM Modi held a trilateral meeting with US President Donald Trump and Japanese premier Shinzo Abe in Osaka ahead of the formal opening of the G-20 Summit.India will host the G20 summit in 2022.

7.The government will launch the Go Tribal Campaign by Tribes India in New Delhi to promote the use of tribal handicrafts and natural products. Tribes India and Amazon Global Marketing will launch TRIBES India products globally through the Amazon platform.Union Tribal Minister – Arjun Munda.

8.India & China have agreed to seek a fair, reasonable &mutually acceptable solution to the boundary question through negotiations. They have appointed a Special Representative to explore the framework for a boundary settlement from the political perspective.Xi Jinping is the President of China.

9.GoI, Govt of Andhra Pradesh & the World Bank Executive signed a Loan Agreement of $328 Million to help improve the quality & responsiveness of public health services in Andhra Pradesh. The loan has a 23.5-year maturity which includes a 6-year grace period.Maternal mortality ratio in Andhra Pradesh declined by 52%.

10.Eminent freedom fighter Mohammed Baji died in Nabarangpur District of Odisha. He was 103. He had joined the Indian National Congress in 1936. He was the chairman of Utkal Gandhi Smarak Nidhi and a close associate of Utkal Sarvodaya Mandal.Baji was active in the Sarvodaya movement.

ONE LINER OF THE DAY 28th July 2019

1.The Goods and Services Tax Council lowered tax on electric vehicles to 5 percent from 12 percent earlier. It also reduced the tax rate on the EV chargers or charging stations to 5 percent from 18 percent.The new tax rate will be effective from Aug. 1, 2019.

2.According to US Aerospace company Boeing the first four of 22 AH-64E Apaches helicopters ordered by India had been received by the Indian Air Force at the Hindon Station near New Delhi. An additional four Apaches will arrive in the coming week.Apache - First attack helicopter in India’s defence arsenal.

3.Private sector general insurer Digit Insurance will soon be entering the health insurance segment. The company that currently sells motor insurance, international travel insurance, home insurance and mobile insurance will sell medical policies as well.Digit relies on technology for claims settlement as well.

4.Food and beverages major PepsiCo India is planning to invest Rs 514 crore over the next three years to set up a greenfield snacks manufacturing plant in Uttar Pradesh. PepsiCo is committed to growing its food and beverage business sustainably in India.PepsiCo India President and CEO Ahmed ElSheikh.

5.Reliance Jio Infocomm Ltd. won more subscribers to become India’s biggest telecom operator, as companies prepare for the planned rollout of a 5G network next year. Reliance Jio’s subscriber base grew to 331.3 million in the quarter ended June.It was launched 3 yrs ago by Mukesh Ambani, Asia’s richest man.

6.Alibaba Group Holding has unveiled its first self-designed microprocessor, potentially marking a key step in China's efforts to promote chip self-sufficiency amid clashes with the U.S. over access to technology.It is named XuanTie 910 processor.

7.Credit rating agency CRISIL has revised its rating outlook on the long-term debt instruments, fixed deposit programme and long term bank facilities of PNB Housing Finance Ltd to ‘negative’ from ‘stable’ while reaffirming the ratings at ‘AA+/FAAA’.CEO of CRISIL- Ashu Suyash.

8.As per the latest depositories data, FPIs infused a net Rs 10,384.54 crore in June, Rs 9,031.15 crore in May, Rs 16,093 crore in April, Rs 45,981 crore in March and Rs 11,182 crore in February into the capital markets (both equity and debt).Foreign Portfolio Investors -FPI.

9.Corporation Bank has entered into a MoU with Bajaj Allianz General Insurance Co Ltd for providing insurance cover for accidental death to the specified saving bank account holders of the bank under the group personal accident insurance policy.P. V. Bharathi -CEO, Corporation Bank.

10.Former union minister and senior Congress leader from Telangana, S. Jaipal Reddy passed away. The five-time member of Lok Sabha, four-time MLA and two-time Rajya Sabha member died while undergoing treatment for pneumonia. He was aged 77.He held the petroleum portfolio under the UPA-2 govt. (2009-14)

ONE LINER OF THE DAY 27th June 2019

1.IPS officers Arvind Kumar & Samant Kumar Goel were appointed chiefs of the IB & RAW respectively .Arvind Kumar will take the charge of the IB from Rajiv Jain, while Goel will succeed Anil K Dhasmana as the chief of RAW.They have been appointed for a fixed 2-year tenure.

2.Rachna Khaira of The Tribune bagged the RedInk Award for 'Journalist of the Year' for her expose during 2018 on the functioning of UIDAI and its Aadhaar data cache.Khaira confirmed that personal data of millions of citizens was at a risk of being hacked.UIDAI:Unique Identification Authority of India.

3.RBI issued guidelines for setting up of FBA for administering "significant benchmarks" in the markets for financial instruments.It means any benchmark notified by the RBI taking into account, its use, efficiency & relevance in domestic financial markets.FBA: Financial Benchmark Administrator.

4.Government plans to provide broadband connectivity under BharatNet Project to all gram panchayats in the country. According to Electronics and IT Minister Ravi Shankar Prasad 128870 gram panchayats have been connected with optical fibre till date.Wi fi spots have been installed in 44,140 gram panchayats.

5.The ISTA will hold its 32nd Congress in Hyderabad. The Ministry of Agriculture and Farmers’ Welfare and the Telangana gov. are jointly hosting the 8-day conference, to be attended by stakeholders from across the globe.ISTA: International Seed Testing Association.

6.The Ministry of MSME is organizing an international convention on the theme “Indian MSMEs, Global Aspirations” in New Delhi to observe the International MSME Day. It will be inaugurated by Shri Nitin Gadkari, UM for MSME & Road Transport & Highways.It will be held from 28th - 29th June.

7.Oracle announced OFSAML Express Edition targeted at small- and mid-sized banks. It provides a unified platform to efficiently detect, investigate & report suspected money laundering & terrorist financing activity to comply with evolving reg. & guidelines.OFSAML: Oracle Financial Services Anti Money Laundering.

8.Adani Power will acquire GCEL as the consortium of lenders has approved its resolution plan.The consortium of lenders, led by Axis Bank, to GCEL, has approved Adani Power's resolution plan to acquire controlling equity stake & restructure debt in GCEL.GCEL: GMR Chhattisgarh Energy Ltd

9.Airtel Africa Ltd's planned IPO on the London Stock Exchange is expected to price at 80 pence, the bottom end of its indicated price range. A unit of India's Bharti Airtel Ltd, it is expected to raise 595 mn pounds.IPO: Initial public offering.

10.Veteran freedom fighter Mohan Ranade, who participated in the Goa liberation movement, died at the age of 90 years. He was arrested by Portuguese police in 1955 and incarcerated at the Fort of Caxias near Lisbon in Portugal for 6 years.Ranade was released in January 1969.

ONE LINER OF THE DAY 26th June 2019

1.India announced an ambitious aim to set up 500 GW of renewable energy capacity by 2030. The plans were revealed by Renewable Energy ministry at the 17th meeting of the International Renewable Energy Agency council in Abu Dhabi.India plans for 175GW of renewable energy capacity by 2022.

2.22-year-old Girish Koushik from Mysuru became India’s 63rd Grandmaster at the 37th Balaton International Chess Festival in Hungary. He duly crossed the 2500 Elo rating after the win.World Chess Federation HQ: Athens, Greece.

3.India’s candidature for a non-permanent seat at the powerful UN Security Council for a 2-year term has been unanimously endorsed by the Asia-Pacific group at the world body. Elections for 15-nation Council for the 2021-22 term will be held next yr.10 non-permanent seats are distributed on a regional basis.

4.Almost 1 in 3 Indian children under 5 yrs will still be stunted by 2022 going by current trends & 31.4% of children will still be stunted by the 2022 deadline as per a report by UN World Food Programme in collaboration with MOSPI.Minister of Statistics and Programme Implementation: DVS Gowda.

5.3 best police stations in the country are in Rajasthan, Andaman & Nicobar Islands & West Bengal, as per Home Ministry. Kalu police station in Rajasthan’s Bikaner district ranked 1 as it had all facilities including women’s help desk & WiFi.Annual survey is being conducted since 2016.

6.Kerala has topped among large states on overall health performance in NITI Aayog's Health Index followed by Andhra Pradesh and Maharashtra. The report ranks the states & UTs innovatively on their year-on-year incremental change in health outcomes.Vice Chairman NITI Aayog: Dr. Rajiv Kumar

7.RBI expert committee recommended a government-sponsored Fund of Funds (FoF) of Rs 10,000 crore to support VC or PE firms investing in the MSME sector. It also recommended setting up a distressed asset fund of Rs 5,000 crore to assist units in clusters.RBI had formed Nilekani committee on Digital Payments in Jan’19

8.India & World Bank signed a Loan Agreement of $31.58 million for the Uttarakhand Public Financial Management Strengthening Project that will help improve State’s ability to manage its Financial Systems & lead to Better Utilization of Development Resources.The loan has a 5 yr grace period & final maturity of 11 years.

9.BNP Paribas Cardif has planned to sell 2.5 crore shares of SBI Life Insurance through the offer for sale (OFS) route to raise about Rs 1,775 crore. In March, it had also sold 5 crore shares of SBI Life Insurance through a block deal for Rs 2,889 crore.SBI Life is a JV b/n SBI & French bank BNP Paribas Cardif.

10.Amazon India head Amit Agarwal has been named as the new chairman of the Internet and Mobile Association of India (IAMAI). According to recently launched Mary Meeker report, India accounts for 12% of the world's internet users, behind only to China (21%).Dhruv Shringi of Yatra is the vice chairman of IAMAI

ONE LINER OF THE DAY 25th June 2019

1.The UAE has become the first country in the Gulf to launch a new reporting platform named 'goAML' developed by the United Nations Office on Drugs and Crime. It is a one-step solution launched to crack down on organised financial crimes.UNODC HQ – Vienna; UAE: Capital – Abu Dhabi.

2.RBI launched the Complaint Management System for lodging complaints against banks & NBFCs with a view to improving customer experience in timely redressal of grievances. Also, RBI plans to introduce an IVR system for tracking the status of complaints.Mahesh Kumar Jain is one of the Deputy Governors of RBI.

3.HRD Ministry has launched Integrated Scheme for School Education, Samagra Shiksha for giving Self Defence training to girls of class VI-XII belonging to Govt Schools. Funds for this purpose are provided for three months (₹ 3000/- per school per month).Union Minister for Human Resource - Ramesh Pokhriyal ‘Nishank’.

4.GoI, Jharkhand govt & WB signed a $147 Mn Loan Agreement to provide basic urban services to the people of Jharkhand & help improve the management capacity of urban local bodies. The Loan from IBRD has a 7-year grace period, & final maturity of 22.5 years.Jharkhand: CM - Raghubar Das; Governor - Draupadi Murmu.

5.GoI stated that the number of wilful defaulters has risen 60% in the 5 years up to FY19, but over ₹ 7600 Cr has been recovered from these defaulters. The total number of wilful defaulters stood at 8,582 at the end of FY19, against 5349 at the end of FY15.Union Minister of Finance – Nirmala Sitharaman.

6.Veyil Marangal (Trees Under the Sun), directed by Bijukumar Damodaran, has won the Outstanding Artistic Achievement Award at the 22nd Shanghai International film festival. It is the first time that a Malayalam film won an award at the festival.It is the 2nd film from Bijukumar to be screened at the festival.

7.Qu Dongyu became the first Chinese national to be elected to head the UN’s Food and Agriculture Organization. He won 108 votes, followed by Catherine Geslain-Laneelle of France with 71 votes and Georgia’s Davit Kirvalidze with 12.HQ of FAO – Rome, Italy.

8.Lewis Hamilton has won the French Grand Prix title. The five-time champion leads Bottas in 2019 title race by 36 points. Red Bull's Max Verstappen and Sebastian Vettel's Ferrari took fourth and fifth place respectively.Hamilton is a British racing driver.

9.Australia hailed Ashleigh Barty as the new queen of tennis. She is the second woman to reach world No 1 after Evonne Goolagong Cawley. Ashleigh won the French Open champion 2019 by defeating Marketa Vondrousova.Goolagong Cawley held the top rank in 1976.

10.President of the BJP’s Rajasthan unit Madan Lal Saini has passed away at the age of 75. He was a Rajya Sabha MP. He was a former MLA and RSS volunteer. Also, he held various posts in the Bhartiya Kisan Morcha.He hailed from Sikar district of Rajasthan.

ONE LINER OF THE DAY 24th June 2019

1.India's ace cueist Pankaj Advani has clinched the 35th men's Asian Snooker Championship in Doha. He defeated Thanawat Tirapongpaiboon in the final to become the only one to win the Asian and World championships in all formats.He became a snooker professional in 2012.

2.Hardeep Singh Puri inaugurated the Central Command Centre for Air Traffic Flow Management in New Delhi to ensure higher standards of safety. It integrates flight data from subsystems like ATC Automation System, flight updates and flight update messages.Hardeep Singh Puri is the Civil Aviation Minister.

3.Viral Acharya has resigned as a Deputy Governor of the RBI. He served as a member of the advisory council of the RBI Academy & a member of the Academic Council of the National Institute of Securities Markets, SEBI since 2014.He joined RBI on January 23, 2017, for a three-year term.

4.Odisha govt unveiled a Flood Hazard Atlas for better preparedness. It will help identify the disaster-prone areas of the state to tackle the situation. It was prepared by National Remote Sensing Centre & Odisha State Disaster Management Authority (OSDMA).National Remote Sensing Centre is located at Hyderabad.

5.The expert committee for Macroeconomics & Employment came out with suggestion to achieve $5 Trillion economy target. Improvement of governance in PSU banks, enhancing growth rate of exports & employment generation were some of the key areas identified.NITI Aayog organized a meeting on Economic Policy-The Road Ahead.

6.Mauritania's ruling party candidate Mohamed Ould Ghazouani has won the presidential election with 52 percent of the vote. The election was the first in the nation's history, since independence from France in 1960.Mauritania: Capital – Nouakchott; Currency – Ouguiya.

7.A multi-stage, multi-purpose lift irrigation project, Kaleshwaram was dedicated to the nation by Telangana CM K Chandrashekhar Rao. It has become the world's biggest in terms of capacities. It is built across the Godavari river.KLIP will lift the water to a height of half-a-kilometer.

8.Roger Federer defeated David Goffin to win the Halle Open title for the 10th time. Federer fired 7 aces and broke Goffin's serve 3 times to down Goffin. He clinched the 102nd tour-level title that moved him to within seven of Jimmy Connors’ record.Roger Federer is a Swiss professional tennis player.

9.Govt has developed a National Strategic Plan to eradicate Tuberculosis by 2025. India ranks 35th in the world in terms of TB cases per lakh population. As per the Global TB report, the estimated cases of TB are 204 per lakh population for the year 2017.Min of State for Health & Family Welfare - Ashwini Kumar Choubey.

10.Pankaj Razdan has resigned as the Deputy chief executive officer of Aditya Birla Sun Life Insurance. He will be replaced by Kamlesh Rao who is the present managing director of the retail arm of Kotak Securities.HQ of Aditya Birla Sun Life Insurance – Mumbai.

ONE LINER OF THE DAY 23rd June 2019

1.Odisha government decided to provide transportation cost to students who stay more than a kilometer away from their schools. Only students with an attendance of more than 30% will get the transportation allowance.Odisha launched KALIA scheme for farmers welfare in Jan 2019.

2.Halwa is prepared and served to the entire staff in the Finance ministry who are directly associated with the Budget making and printing process, are required to stay in the ministry till the presentation of the Budget in the Lok Sabha.Government presented Interim Budget on February 1 2019.

3.State Bank of India is planning to expand its market in Singapore by enhancing its relationship across small and medium enterprises (SMEs) contemplating introducing its YONO SBI app while having opened remittance services to all bank accounts.Singapore SMEs accounts for 196 bn or 49% to the economy in 2017.

4.US Secretary of State Michael Pompeo will be in India from June 25-27 and hold talks with the leadership here to strengthen the strategic partnership ahead of a meeting between US President & PM Modi on the sidelines of the G20 Summit.G20 2019 summit will be held in Osaka, japan.

5.US administration unveiled a $50 billion Palestinian investment and infrastructure proposal intended to be the economic engine to power its much-anticipated but still unreleased “deal of the century” Middle East peace plan.Palestine President: Mahmoud Abbas; PM: Mohammad Shtayyeh

6.The Insurance Regulatory and Development Authority of India (IRDAI) recently allowed insurers, with effect from September 1, to issue standalone annual own damage (OD) cover for cars and two-wheelers, both new and old.IRDAI is a statutory body headquartered in Hyderabad.

7.The Indian women's rugby team claimed a historic first-ever international Rugby 15s victory with a 21-19 win over Singapore to finish 3rd. The tournament was one of the qualifying rounds for the 2021 Women's Rugby World Cup to be held in New Zealand.China won the tournament with victory over hosts Philippines.

8.The National Small Industries Corporation signed an MoU with Common Service Centres (CSC) e-Governance Services India in New Delhi, for enhancing new offerings for the MSME sector by synergizing each others competence.NSIC is a Mini Ratna PSU estd in 1955.

9.UN Public Service Day celebrates the value and virtue of public service to the community; highlights the contribution of public service in the development process; recognizes the work of public servants, encouraging young people to choose it as career.UN Public Service Forum 2018 was held in Marrakesh, Morocco.

10.The Institute for Development & Research in Banking Technology (IDRBT) is an institution exclusively focused on bankingtechnology. Established by the Reserve Bank of India (RBI) in 1996, the institution works at the intersection of banking and technology. It is located in Hyderabad, India.

ONE LINER OF THE DAY 22nd June 2019

1.Saudi Arabia has become the first Arab country to be granted full membership of the Financial Action Task Force. Now, FATF has 39 full members, including the permanent members of the UN Security Council and most countries of the G-20.FATF is headquartered at Paris, France.

2.RBI has assigned lead bank responsibility to SBI for 2 new dists (Mulugu & Narayanpet) in Telangana & 1 dist (Niwari) in MP. Lead bank acts as a leader for coordinating the efforts of credit inst. in the allotted districts to increase the flow of credit.SBI Chairman – Rajnish Kumar.

3.Maruti Suzuki has signed an MoU with Bank of Baroda to improve credit for its dealers and customers. The partnership will allow Maruti Suzuki to provide more comprehensive financing opportunities to dealers as well as customers.The tagline of Bank of Baroda – India’s International Bank.

4.Mahindra Asset Management Company has entered into a joint venture (51:49) with Canada-based global financial services group, Manulife to expand the depth and breadth of fund offerings and retail fund penetration in the country.Ashutosh Bishnoi - CEO of Mahindra Asset Management Company.

5.Indian Navy launched Operation Sankalp in the Gulf of Oman to re-assure Indian Flagged Vessels operating via Persian Gulf & Gulf of Oman. INS Chennai and INS Sunayna have deployed to undertake maritime operations.Information Fusion Centre – IOR was launched at Gurugram.

6.India & France have decided to deepen the cooperation in the cybersecurity sector & work towards curbing the use of the Internet for terrorist purposes & online radicalization. The decision was taken at the third Indo-French cyber dialogue in Paris.Union Minister of External Affairs – Subrahmanyam Jaishankar.

7.PM Modi will attend the G-20 summit at Osaka in Japan where issues such as financial stability, WTO reform, black money, and terrorism will be on top of the agenda for India. It would be the sixth time that PM Modi would be participating in the summit.G-20 economies account for nearly 90% of gross world product.

8.In Gymnastics, India's Pranati Nayak clinched a bronze medal in the vault event at the Senior Asian Artistic Championships in Ulaanbaatar, Mongolia. China's Yu Linmin and Japan's Ayaka Sakaguchi won the gold and silver medal at the same event.India’s 1st female Olympic gymnast – Dipa Karmakar.

9.Railway Minister stated that 1,253 stations have been identified for development under Adarsh Station Scheme out of which 1,103 railway stations have been developed and the remaining stations are planned to be developed by 2019-20.South Coast Railway is headquartered at Visakhapatnam.

10.Flipkart has roped in banks, NBFCs to offer seller-partners working capital loans within 2 days under 'Growth Capital’ programme. It has tied up with SBI, BOB, Axis Bank, Aditya Birla Fin, Tata Capital, Flexiloans, SIDBI, LendingKart, Indifi & Happy Loans.Sellers can avail loans up to ₹ 3 cr at interest rate of 9.5%.

ONE LINER OF THE DAY 21st June 2019

1.Fifth International Yoga Day is celebrated on June 21 to raise awareness worldwide of the many benefits of practicing yoga. The 2019 theme of the day is ‘Yoga for Climate Action’. This year's main event in India was held in Ranchi, Jharkhand.Yoga Locator app was launched by the Ministry of AYUSH.

2.Federal Bank has raised ₹ 300 Cr by issuing Basel III-compliant bonds on private placement basis. The bonds with a tenure of 10 yrs, will bear coupon rate of 9.75% per annum payable annually. Banks in India must comply with Basel III norms by Mar 31, 2020.The tagline of Federal Bank – Your Perfect Banking Partner.

3.DBS Bank has revised India's GDP growth for the fiscal year 2020 downwards to 6.8% year-on-year (YoY) from 7%. The bank has expected 3.8% inflation in FY 20.DBS Bank is headquartered in Singapore.

4.NHB has increased the capital adequacy ratio for Housing Finance Companies. The minimum CAR of 15% needs to be achieved by March 2022. Also, NHB added that the companies cannot accept fixed deposits of not more than 3 times their NOF.Dakshita Das is the CEO and MD of National Housing Bank.

5.India has extended USD 15 million assistance to Niger for organizing the African Union (AU) summit scheduled to be held in Niamey. The AU summit is expected to launch the historic African Continental Free Trade Area (AfCFTA).Niger:Capital – Niamey; Currency – CFA franc.

6.National Health Authority & ICICI Foundation have signed an agreement to train 15,000 state & district personnel & Arogya Mitras to streamline delivery of health services under AB –PM JAY. Arogya Mitras serves as the first-point contact for beneficiaries.Indu Bhushan is the CEO of Ayushman Bharat-PM JAY.

7.Securities and Exchange Board of India has set up a working group, headed by NSE Clearing Ltd., to review the current framework of margins in the futures and options segment. It will submit its recommendations to the Secondary Market Advisory Committee.Chairman of SEBI – Ajay Tyagi.

8.Kerala is gearing up for the launch of India’s 1st solar-powered cruise boat by Dec. It will be rolled out in Alappuzha. The hybrid vessel will be powered by a motor that can source energy from solar panels. Its battery will have 80 KWh power backup.Kerala CM – Pinarayi Vijayan; Governor – P Sathasivam.

9.World Health Organization has launched an online tool known as ‘AWaRe’, aimed at guiding policymakers & health workers to use antibiotics safely & more effectively. ‘AWaRe’ classifies antibiotics into three groups named Access, Watch &Reserve.WHO: HQ – Geneva, Switzerland.

10.Nitesh Kumar Jangir has won the 2019 Commonwealth Secretary – General’s Innovation for Sustainable Development Award in London. He created Saans as a breathing support device to tackle avoidable deaths of premature babies from respiratory distress syndrome.Saans - 1st neonatal Continuous Positive Airway Pressure Device

ONE LINER OF THE DAY 20th June 2019

1.World Refugee Day is observed on June 20 to raise awareness about the conditions of refugees around the world who are forced to leave their homes due to war, persecution & conflict. 2019 theme is ‘Step with Refugees — Take A Step on World Refugee Day’.Acc. to UNHCR report in 2017, India is host to 200000 refugees.

2.Acc. to the ADB, Bangladesh has achieved the fastest growth in the Asia-Pacific economies comprising of 45 countries. The country attained a 7.9% growth in the FY 2018-19. The bank predicted that the growth will be 8% in the FY2019 & FY2020.Bangladesh.Capital – Dhaka.PM - Sheikh Hasina

3.IIT Bombay has emerged as the top Indian institute in the QS World University Ranking 2020. It is ranked at 152nd position & is the first to be featured in the list of global top 200. IIT-Delhi & IISc Bangalore ranked at 182nd & 184th position respectively.Massachusetts Institute of Technology topped the list.

4.National Payments Corporation of India has entered into an agreement with the Government of Telangana to offer MeeSeva portal users the option to pay using UPI Collect Request, RuPay Debit and Credit Cards for the services on the portal.Non – Executive Chairman of NPCI: Biswamohan Mahapatra.

5.RBI has imposed a monetary penalty of ₹10 lakh on South Indian Bank (SIB) for non-compliance with directions issued by it on ‘guarantees and Co-acceptances’. It has been imposed in exercise of powers vested in RBI under the Banking Regulation Act, 1949.SIB: HQ – Thrissur; Tagline - Experience next-generation banking.

6.Om Birla has been elected as Speaker of 17th Lok Sabha. He is the MP from the Kota-Boondi constituency in Rajasthan. He is a member of the Standing Committee on Energy & Petitions & Consultative panel for Ministry of Social Justice & Empowerment.Pro-tem Speaker of Lok Sabha - Virendra Kumar.

7.Acc. to a report by Knight Frank, with $2.6 bn investment, India has ranked 20th among the top capital importing countries. The UK, the Netherlands, Germany, USA & Australia were the top destinations for Indian capital investments.China was at the 6th position with an investment of $14.30 bn.

8.The committee headed by UK Sinha has submitted its report to the governor of RBI Shaktikanta Das. It was set up to review the framework for the MSMEs & suggest long-term solutions for the economic & financial sustainability for the sector.UK Sinha is the former Chairman of SEBI.

9.Himachal Pradesh govt made a GPS device mandatory for trekkers to carry to tackle any exigency. It helps trekkers to get all possible help in case of an emergency. Also, Kullu & Dalhousie have been identified for the installation of early warning systems.Sanskrit is the 2nd official language of Himachal Pradesh.

10.Unemployed youth having graduation will get unemployment allowance up to Rs 3,500 under the Rajasthan’s Chief Minister Yuva Sambal Yojana. It provided ₹ 3000 per month for male applicants & ₹ 3500 per month for women and differently-abled applicants.Rajasthan .CM - Ashok Gehlot.Governor - Kalyan Singh

ONE LINER OF THE DAY 19th June 2019

1.5th CICA Summit was held in Dushanbe, the capital of Tajikistan.The theme of the 5th Summit is "Shared Vision for a Secure and More Prosperous CICA Region”. The Summit will adopt a Declaration covering issues of cooperation within CICA.CICA ensures peace, security and stability in Asia.

2.American Gary Woodland won the 2019 United States Open Championship at Pebble Beach Golf Links in California.It is his first major career title. Woodland finished 13-under par for the championship, and held off world No. 1 Brooks Koepka in the final round.A native of Topeka, Kansas, Woodland went pro in 2007.

3.Facebook has announced a digital currency called Libra that will allow its billions of users to make financial transactions across the globe, in a move that could potentially shake up the world’s banking system.Facebook CEO: Mark Zuckerberg.

4.India’s 14-year old Grand Master Nihal Sarin won the blitz event in the Asian Continental Chess Championship at Xingtai, China.He had recently crossed 2600 Elo points on the FIDE rating list and became the third youngest to achieve the feat.Fellow Indian, Srinath Narayanan took the 3rd spot.

5.Hero MotoCorp Ltd., the world's largest manufacturer of motorcycles and scooters,appointed Yerry Mina, the popular Colombian professional footballer, as its new Brand Ambassador.MD of Hero MotoCorp:Pawan Munjal.

6.The armies of India and Myanmar carried out a three-week-long coordinated operation from May 16 in their respective border areas, targeting several militant groups operating in Manipur, Nagaland and Assam.The first phase of "Operation Sunrise" was done 3 months ago.

7.India for the first time will host the 14th session of the Conference of Parties (COP-14) of the UNCCD in September. 5,000 delegates from nearly 197 countries will participate and it will be held in Delhi.UNCCD:United Nations Convention to Combat Desertification.

8.Several cities in India are finding innovative ways to get rid of menace of plastic.Chennai, Jamshedpur, Pune, Indore & now Lucknow has joined the bandwagon.The LDA has begun using plastic waste to construct roads as a pilot project.LDA: Lucknow Development Authority.

9.The Pakistan military has appointed Lt. General Faiz Hameed as its new DG, ISI.Hameed will replace its current head Lt. General Asim Munir, who was appointed to the post following the retirement of his predecessor Lt Gen Naveed Mukhtar.ISI:Inter-Services Intelligence.

10.The Pakistan military has appointed Lt. General Faiz Hameed as its new DG, ISI.Hameed will replace its current head Lt. General Asim Munir, who was appointed to the post following the retirement of his predecessor Lt Gen Naveed Mukhtar.ISI:Inter-Services Intelligence

ONE LINER OF THE DAY 18th June 2019

1.The ADB will provide Rs 1,650 crore, out of which 80% will be grant-in-aid & the state will have to repay 20% loan. The ADB has approved a project worth Rs 1,650 crore to develop infrastructure in 7 district headquarter towns of Tripura.Headquarters of ADB: Manila, Phillippines.

2.Ravinder Singh Dhillon has taken over as the Director (Projects) in Power Finance Corporation. Dhillon has more than 34 years of experience in various areas of the power sector. He is an Electrical Engineer with PG in Power Systems from IIT-Delhi.He was serving as an Executive Director in PFC.

3.Indiabulls Housing Finance Ltd has appointed a CRO and complied with norms of National Housing Bank (NHB), the housing finance sector regulator.Naveen Uppal, has been appointed as Chief Risk Officer (CRO) of the company, for a period of three years.Chairman of IndiaBulls:Sameer Gehlaut.

4.Assam Transport Minister Chandra Mohan Patowary launched the State Transport Corporation's Chalo app for Guwahati. The app will help commuters to know about the live arrival time of their bus so they can plan their travel accordingly.Assam Chief Minister:Sarbananda Sonowal.

5.29 journalists from print & electronic media were felicitated with Matri Shree Media Awards for contributing to journalism.A social activist was also presented the Bharat Mata shield at the 44th Matri Shree media award ceremony.The first award was presented to journalist Lala Jagat Narayan.

6.India, projected to surpass China as the world's most populous country around 2027, is expected to add nearly 273 million people between now and 2050.It was published by UN Department of Economic and Social Affairs.Report-‘The World Population Prospects 2019: Highlights'.

7.New business premiums for life insurance companies grew 43.43% to Rs 18,414.02 cr in May, with state-run LIC growing at a faster pace than private insurers, showed data from IRDAI.IRDAI: Insurance Regulatory and Development Authority of India.

8.Joshna Chinappa won a record 17th national squash title after outplaying Tamil Nadu's Sunayna Kuruvilla in the final.Chinappa won the match 11-5, 11-4, 7-11, 11-5 and thus broke a 27-year-old record set by Bhuvneshwari Kumari, who had won 16 titles.Joshna is a 2 time Asian Games & Commonwealth Games medallist.

9.The J&K Bank will come under the purview of Right to Information Act and Central Vigilance Commission (CVC) guidelines. The decision comes days after Parvez Ahmed was removed as the Chairman of the J&K Bank for alleged corruption, nepotism and favouritism.J&K Capital:Srinagar(Summer), Jammu(Winter).

10.The Ministry of Petroleum and Natural Gas is looking to review the existing structure of LPG marketing in India, to bring in more private players.For this,the Centre has set up a 5-member committee headed by economist Kirit Parikh.LPG is a flammable mixture of hydrocarbon gases.

ONE LINER OF THE DAY 17th June 2019

1.Akshaya Patra, a non-profit organisation running one of the world’s largest school meals project in India, has been awarded the BBC World Service Global Champion Award for the same.Akshay Patra is a Bengaluru-based NGO.

2.The United Nation General Assembly in 1994 declared 17 June as the "World Day to Combat Desertification and Drought". The theme for 2019 is “Let’s Grow the Future Together”.2019 is the 25th anniversary of the Convention and the WDCD.Union Min. for Env., Forest & Climate Change:Prakash Javadekar.

3.Suman Rao from Rajasthan has won the Femina Miss India World 2019 title in Mumbai. Shivani Jadhav from Chhattisgarh won Femina Miss Grand India 2019 title & Shreya Shanker from Bihar won Miss India United Continents 2019 title.The ceremony was held at Sardar Vallabhbhai Patel Indoor Stadium.

4.Social activist Makarand Tilloo, received the ‘Save Water Hero Award’ for his efforts towards water conservation. A Laughter Yoga trainer & motivational speaker by profession, he started a campaign to save water by replacing leaking taps with new ones.He was felicitated by the HridayMitra Foundation.

5.Sahitya Akademi, India's national academy of letters,announced a list of 22 winners of the Bal Sahitya Puraskar & 23 recipients of the Yuva Puraskar for 2019.The Executive Board of the Akademi approved the selection of awardees.Bal Puraskar will be awarded on the Children's Day.

6.India beat South Africa 5-1 in the summit clash to win the FIH Series Finals hockey tournament. Ranked at world no. 5 remained unbeaten throughout the tournament. Both teams have already qualified for the final round of the Olympic qualifiers.Japan defeated USA 4-2 to finish third in the competition.

7.The Indian men's recurve team,bagged a silver medal in the Archery World Championships at Den Bosch in The Netherlands. India thus ended their campaign with one silver and two bronze medals won in the women's compound team and individual events.This was India's sixth silver at the World Championships.

8.State-owned Punjab National Bank (PNB) has put on sale six non-performing loans amounting to over ₹1,000 crore, including two accounts of Vandana Vidyut and Visa Steel.ARCs, NBFCs, other banks and financial institutions can submit binding bids.MD & CEO of PNB:Sunil Mehta.PNB Headquarters:New Delhi.

9.Saudi Arabia has hired Goldman Sachs and Societe Generale (SocGen) to help arrange meetings with fixed income investors shortly, potentially paving the way for the kingdom to launch its first bonds in euros.Capital of Saudi Arabia:Riyadh.

10.Mrs. Padmaja, IFS officer 1986 batch, is presently posted as India’s High Commissioner to the Republic of Nauru has been appointed as India’s High Commissioner to Tuvalu.Currencies:the Tuvaluan dollar and the Australian dollar.

ONE LINER OF THE DAY 16th June 2019

1.FDI into India increased by 6% to $42 billion in 2018 with strong inflows in manufacturing, communication, financial services & cross-border merger & acquisition activities making it the sub-region’s largest recipient.UNCTAD:United Nations Conference on Trade and Development.

2.Top auditors Deloitte Haskin and Sells, and BSR and Co. could find themselves shut out of work for five years after the government asked the NCLT to bar them for alleged lapses in auditing the books of IL&FS Financial Services Ltd (IFIN).National Company Law Tribunal(NCLT) President: Justice M M Kumar.

3.RBI asked banks to ensure their ATMs are grouted to a wall, pillar, or floor by September-end, except those installed in high secured premises to enhance their security.Moreover, ATMs shall be operated for cash replenishment only with digital OTC locks.ATM:Automated Teller Machine.

4.Microsoft will launch AI digital labs in India in collaboration with 10 higher educational institutions, including BITS Pilani & ISB. As part of the 3-year programme, Microsoft will support the select institutions with infrastructure, curriculum & content.Microsoft CEO:Satya Nadella.

5.UNICEF will honour Indian actress Priyanka Chopra with the Danny Kaye Humanitarian Award at the UNICEF Snowflake Ball.The event will be held in New York.Priyanka is a global Unicef Goodwill Ambassador for Child Rights.UNICEF Executive Director: Anthony Lake.

6.Bhola Nath Shukla was appointed Chairman-cum-Managing Director of Mahanadi Coalfields Ltd, according to a Personnel Ministry order.Shukla is at present the Director (Technical) of Central Mine Planning and Design Institute Limited.He has been appointed as CMD upto October 31, 2020.

7.Export Import Bank of India (Exim Bank) will provide line of credit worth USD 245 million to Ghana and Mozambique for agricultural and railway projects.Exim Bank supported line of credit of USD 150 million to Ghana and USD 95 million to Mozambique.EXIM bank Headquarters:Mumbai.

8.In Slovakia, anti-corruption campaigner Zuzana Caputova was sworn in as country's first female president.In her inauguration speech, she pledged to make the justice system work for everyone.She has been nicknamed, "Slovakia's Erin Brockovich".Capital of Slovakia:Bratislava.

9.Dr. Rabi N. Mishra has been elevated as executive director in the RBI.Earlier, he was the principal chief general manager. His portfolio now includes non-banking and Co-op bank supervision as well as the College of Supervisors.RBI Headquarters:Mumbai.

10.Online mutual fund investment platform FundzBazar announced the release of a new feature called ‘Selfiewala KYC’ for 1st-time mutual fund investors. The feature is hassle free & investors can complete their KYC from the comfort of their home or office.KYC:Know Your Customer

ONE LINER OF THE DAY 15th June 2019

1.RBI will infuse ₹12,500 crore into the financial system through bond purchases on June 20.The decision has been taken based on a review of the evolving liquidity conditions & assessment of the durable liquidity needs going forward.Shaktikanta Das is the 25th governor of RBI.

2.To lead its push into lending, digital payments firm BharatPe, has appointed Pratekk Agarwaal as its Chief Business Officer.Agarwaal has worked across financial services companies like Indostar Capital, Bajaj Capital, and Fullerton India.CEO and Co-founder of BharatPe: Ashneer Grover.

3.Auditing firm PWC Chartered Accountants has resigned as one of the statutory auditors of Reliance Capital & Reliance Home Finance, citing an inability by the Anil Ambani-led firms to satisfactorily resolve certain observations/transactions.PwC headquarters: London, U.K.

4.The Union Cabinet has cleared the New Delhi International Arbitration Centre (NDIAC) Bill, 2019. The Bill provides for setting up of an independent and autonomous body for institutional arbitration.This arbitration will benefit Gov.,& the parties to a dispute.

5.MoS (I/C) of Culture & Tourism, inaugurated the exhibition titled "Astitva: The Essence of Prabhakar Barwe”, at National Gallery of Modern Art in New Delhi. It is the first of its kind that will present his artistic oeuvre in four distinct phases.MoS (I/C) of Culture & Tourism: Shri Prahlad Singh Patel

6.SEBI directed credit rating companies to disclose the probability of default for the issuers they rate. Rating agencies also have to disclose factors that could potentially impact the rating of the instruments.Chairman of SEBI:Ajay Tyagi.

7.The gov. has reduced the contribution under the ESI Act to 4% from 6.5%, to increase the takehome salary of workers as well as reduce the financial burden of employers. This includes a reduction of 1.5% in employers’ contribution to 3.25% from 4.75%.ESI Act:Employees’ State Insurance Act.

8.India has decided to impose the long pending retaliatory tariffs on 29 US products,after Washington, withdrew duty-free benefits for Indian exporters.This comes ahead of the meeting between the US President & Indian PM at the sidelines of the G20 meeting.India exports products worth $1.5 billion to the US. 

9.Poet and lyricist Pazhavila Ramesan passed away. He had received the 2017 Kerala Sahithya Akademi award for overall contributions. A native of Perinad, Kollam, he was co-editor of K. Balakrishnan’s Kaumudi Weekly in the sixties.He penned songs for Malayalam movies like Njattadi.

10.Vice Admiral Dinesh K Tripathi has taken over as the Commandant of INA.He is an alumnus of the NDA, Khadakvasala.He is a specialist in Communication and Electronic Warfare and has commanded IN Ships Vinash, Kirch and Trishul.INA:Indian Naval Academ.NDA:National Defence Academy

ONE LINER OF THE DAY 14th June 2019

1.World Blood Donor Day is observed on 14 June every year. The theme for World Blood Donor Day 2019 is “Safe blood for all”. The theme is a call for action to all the gov., healthcare institutions,etc. across the globe to meet the adequate demand of blood.The host country for 2019 is Rwanda.

2.The Government of Japan has decided to invest an amount Rs.13,000 Crore in several ongoing as well as new projects in different states of India's North- Eastern region.DoNER Minister: Dr Jitendra Singh

3.The RBI, has imposed a penalty on two prepaid payment instrument issuers Yes Bank and ZipCash Card Services for non-compliance with regulatory norms. A penalty of Rs 11.25 lakh each has been imposed on the two PPI issuers, according to an RBI release.CEO of YES Bank:Ravneet Gill

4.HCL will roll out "Tech Bee", a company initiative under which it trains & hires students who have completed Plus Two, across several states. Students who join this should have scored atleast 60 % in their 12th exams with maths as a compulsory subject.HCL CEO: C Vijayakumar

5.Cancer-hit badminton star Lee Chong Wei announced his retirement, ending a brilliant career in which he collected many honours. Lee spent a total of 348 weeks as world number one.Capital of Malaysia:Kuala Lumpur

6.Reigning World billiards champion Sourav Kothari lifted the 2019 Pacific International Snooker Championship-The Reventon Classic, in Melbourne.Kothari defeated Tyson Crinis of Australia to bag the crown.Australia’s PM:Scott Morrison.

7. museum exhibiting Sikh culture & tradition has opened in Ranchi. Shri Guru Teg Bahadur Sikh Museum, located at Gurudwara Gurusingh Sabha in Guru Nanak Nagar was inaugurated by Chief Minister Bhupesh Bhagel on the 'Shahidi Divas' of Sikh's Guru Arjun Dev.Guru Arjun Dev Ji was the fifth Guru of the Sikhs.

8.Casio India, has roped in Bollywood actor Tiger Shroff as the brand ambassador for its popular range of G-Shock watches.Casio will launch the campaign #ChallengeTheLimits across different touch points including television, digital and social media.Casio Headquarters:Shibuya, Tokyo, Japan.

9.The US embassy has launched a mobile app. that gives info about studying in the US. The app., ‘EducationUSA’was launched in collaboration with the United States India Educational Foundation and is available on both Android and iOS platforms for free.The capital of US is Washington DC.

10.India has slipped by 4 points in an annual global index on peacefulness this year, finishing at 141 among 163 countries, while Iceland remained at the top position.The Global Peace Index (GPI) takes into account 23 indicators.Iceland has held the 1st position since 2008